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How to Get Cheap Car Insurance Near Me?

How to Get Cheap Car Insurance Near Me?- If you are in the market for car insurance whether liability or comprehensive, you will likely want to get the lowest rates in your state. The most affordable car insurance is usually the minimum coverage that is mandated in your state which is liability insurance coverage. Liability insurance encompasses medical bills for others harmed in an accident that was caused while you were driving as well as any property damage that occurred to the other person’s vehicle. In some states, additional coverage is mandated such as personal injury protection coverage. Comprehensive car insurance coverage is often costlier and comes with a set amount that you must pay if you file a claim. This amount is referred to as the deductible. However, the driver with comprehensive car insurance will have more protection for their own vehicle including if it is stolen or incidental damage occurs from weather conditions or even a hit and […]

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How To Pay Off Credit Card Debt Faster

    How To Pay Off Credit Card Debt Faster-Households with credit card debt owe an average of $15,355 on those cards. Plug that figure into a debt repayment calculator and you’ll see with 18% interest and 3% minimum payments, it’ll take about 23 years to pay it off. Total payments will be $30,408.18 — almost double the original balance. You probably don’t want to have debt like that hanging around for 23 years. You might also want to avoid paying twice as much for everything you buy. Plus, it’s easier to get a mortgage loan if your credit card balances are zero. There are also things you can’t do or buy when you have big debts to pay.   Pay It Off With These  Strategies     1.Get a Debt Consolidation Loan A lot of us are being crushed by credit card interest rates north of 20%. If you’re in that boat, consolidation and refinancing might be worth a […]

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How to Get Out of Debt

  How to Get Out of Debt-The average American family has $123,400 in debt, according to the Federal Reserve’s latest Survey of Consumer Finances.   The lion share of consumer debt is made up of mortgage loans (68%). However, student loans (10%), auto loans (9%), and credit cards (6%) still amount o an average of $12,250 per person. This is not ok. Just because debt is common, doesn’t make it acceptable. Everybody’s number one financial goal should be to get out of debt. How to Get Out of Debt Step 1: Take time to get a handle on your financial situation For many, this is the hardest step in our guide. After all, who has time to sit down and create a budget. Unfortunately, there is no way around it. To start, create a simple spreadsheet with a row for each creditor. Include auto loans, student loans, mortgages, credit cards, and any other source of debt. Include the balance you […]

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